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Mold Insurance Claim Q&A
 

Yes, the mold-contaminated building materials need to be removed and thrown away. Behind the moldy drywall, the timbers will need to be inspected, mold tested, and treated for possible mold infestation. Moldy timbers will either need to be completely mold cleaned and decontaminated or replaced. Your first step should be to have a Certified Mold Inspector [Certified Mold Professional] completely inspect the entire home, including fiber optics inspection inside walls, ceilings, and floors; mold air testing of the air of all rooms, basement, crawl space and attic for the possible presence of elevated levels of airborne mold spores; and do similar air testing of the outward air flow out of each heating/cooling duct register. When you have the situation of a home builder who doesn't take seriously the great health threat from living inside a mold-contaminated home, you need to hire an environmental attorney to pursue your legal rights against the builder. Visit: Mold Lawyer.  You would also be helped in reading the in depth ebook Mold Legal Guide.

We are trying to sell our house but the building inspector found mold in our attic.  We had it tested and the company said it was non toxic and is not on the floor of the attic or in the walls. It is on the ceiling and the rafters and has done no structural damage.  They say they can clean it and certify it. If this is done do you know if insurance companies will insure our home? We had a buyer but the insurance company said it would not insure a home with mold. The company also tested for moisture and to see what  was causing the mold and they found no moisture. They said it is because the attic needs more ventilation which they suggested a fan that turns on and off according to the temperature.  We have a vent at each end of the roof and on the top of the roof. [August 6, 2003]

You need more mold inspection and testing than have been done. At the least, pay for mold air testing of the air in each room of your home, attic, basement and the outward air flow from heating/cooling duct registers to determine the possible presence of elevated levels of airborne mold spores, which, if present, throughout your house, would suggest a serious existing mold infestation problem. You can use do it yourself mold test kits from a large hardware or home improvement store, or hire a certified mold inspector. To know what is required for effective mold remediation and removal, please visit: Mold Removal. After you have done complete mold remediation, you need to have your entire home inspected and mold tested by an independent mold inspection service. Only then will you have the possibility of getting mold insurance and of selling your home.